Privacy Policy

 

Effective Date: [Insert Date]
Last Updated: [Insert Date]


1. Who We Are

Wall Street Technologies LLC (“WST,” “we,” “our,” or “us”) is a technology company and a wholly owned subsidiary of Traders A.I., Inc. WST is dedicated to transforming financial education through interactive digital experiences. Its flagship platform, Racing Wall Street, is a unique application that combines real-world market data with engaging, game-like mechanics to make learning about investing accessible, practical, and enjoyable.

When you use our services, you may share information with us that could identify you, either directly or indirectly (“Personal Information”). This Privacy Policy explains what information we collect, how we use it, and with whom we may share it. This Policy applies to Personal Information collected through our website or mobile application. It does not apply to Personal Information collected by third-party websites that we do not operate. If you have questions after reading this Policy, please contact us at support@racingwallstreet.com.

This Privacy Policy describes how we collect, use, disclose, and protect information when individuals access or use our App and related services (collectively, the “App”). We are committed to safeguarding Personal Information and maintaining transparency about our data practices. This Policy applies to all users of the App and website. California residents should also refer to the “California Privacy Rights Disclosures” section below.


2. Information We Collect

2.1 Information You Provide Directly
We collect information that you provide when creating an account, using the App, or communicating with us:

  • Account Details: Name, email address, username, password, and optional profile information.
  • Educational Activity: Quiz responses, scores, progress, badges, and learning milestones.
  • Gameplay Activity: Prediction submissions, rewards, and in-app interactions
  • Communications: Messages, attachments, or feedback submitted through support channels.
     

2.2 Information Collected Automatically

When you use the App, we may automatically collect certain information:

  • Device Identifiers: IP address, device type, operating system, app version, and browser type.
  • Usage Analytics: Screens viewed, session duration, taps, navigation patterns, and feature engagement.
  • Diagnostic Data: Crash logs, performance metrics, and error reports.
  • Cookies and Similar Technologies: Used for authentication, session management, and improving user experience.

2.3 Information from Third Parties

We may receive information from third parties, including:

  • Authentication Providers: Basic profile information when signing in via Apple, Google, or similar services.
  • Analytics Partners: Aggregated insights about App performance and engagement.

 

3. How We Use Information

3.1 Core Functionality

We use Personal Information to operate, maintain, and improve the App and website. This includes supporting gameplay, quizzes, educational modules, reward systems, authenticating users, and securing accounts.

3.2 Analytics and Product Development

We analyze user engagement and learning patterns to evaluate prediction trends, quiz performance, and feature usage. This helps us enhance content relevance and improve the overall user experience.

3.3 Communications

We may send service-related notifications, updates, and support responses. We also provide information about new features or changes to the App. Users may opt out of marketing emails using the unsubscribe link provided in each email. Transaction-related emails regarding products or services you requested cannot be opted out of. Some communications, such as updates to this Privacy Policy, are mandatory and cannot be opted out of.

3.4 Legal, Regulatory, and Security Purposes

We may use Personal Information to comply with obligations applicable to registered investment advisers, detect and prevent fraud or misuse, and respond to security incidents. Additionally, we comply with applicable laws, regulations, and lawful requests.

3.5 No Personalized Investment Advice

The App does not use Personal Information to generate individualized investment recommendations, conduct real-money trading, or make automated investment decisions.

 

4. How We Share Information

4.1 Service Providers

We share information with vendors that provide services such as cloud hosting, data storage, authentication and identity management, analytics, performance monitoring, security, fraud prevention, and payment processing.

Payment Processing – Stripe
We use Stripe, Inc. (“Stripe”) to process payments and facilitate transactions. By using our payment services, you acknowledge and agree that Stripe collects, processes, and stores your payment information according to its Privacy Policy and Terms of Service. You expressly consent to Stripe’s use of your information to process payments, prevent fraud, and comply with legal requirements. Stripe is granted the authority to access, process, and transmit your payment information as reasonably necessary to provide these services.


4.2 Legal and Regulatory Disclosures

We may disclose information to regulators, law enforcement, or other government authorities when legally required. We may also disclose information to protect the rights, safety, or integrity of our users or the App.

4.3 Business Transactions

In the event of a merger, acquisition, restructuring, or asset transfer, user information may be included as part of the transaction.

4.4 Aggregated or De‑Identified Data

We may share aggregated or de-identified data that cannot reasonably be used to identify an individual. Examples include general prediction trends or quiz completion statistics.

4.5 No Sale of Personal Information

We do not sell Personal Information.

4.6 External Sites

Our App may contain links to other websites, and other websites may reference or link to our App. These third-party sites are not controlled by us. We encourage you to review their privacy policies, as we are not responsible for their practices or content.

 

5. Data Protection Measures

We implement administrative, technical, and physical safeguards to protect your Personal Information. These include encryption of data in transit and at rest, access controls, continuous monitoring for suspicious activity, and regular security assessments and updates. While no system is completely secure, we strive to maintain strong protections.


Security Notice:
We take commercially reasonable steps to protect your data from unauthorized access, manipulation, loss, or destruction. However, no internet transmission or electronic storage of information is completely secure. By submitting Personal Information through the App or website, you acknowledge and accept these risks.


6. Your Rights and Choices

Depending on your jurisdiction, you may have the right to:

  • Access the Personal Information we maintain about you.
  • Request corrections or updates
  • Request deletion of your account and associated data
  • Opt out of non-essential analytics or communications
  • Request a portable copy of your data

    Requests can be submitted through the App or by contacting us at [Insert Contact Email].

7. Data Retention

We retain Personal Information only as long as necessary to provide the App and its features, maintain accurate business and compliance records, meet legal obligations, resolve disputes, and enforce agreements. Once no longer needed, Personal Information is securely deleted or anonymized.


8. Children’s Privacy

The App is intended for individuals 13 years of age or older. We do not knowingly collect Personal Information from children under 13. If we discover such information, it will be deleted promptly. Users under 13 must provide verifiable parental or guardian consent before using the App.


9. International Data Transfers

If you access the App from outside the United States, your information may be transferred to and processed in the U.S., where data protection laws may differ from those in your jurisdiction.


10. Reward Delivery Using Gift Cards

Purpose of the Reward Program

The App may provide gift cards as rewards to top scorers on leaderboards. These rewards are designed to encourage learning and participation. Claiming rewards is optional and not required to use the App’s core services.


Information Used to Issue Rewards

To deliver gift cards, we may collect and use limited Personal Information, including your email address to send digital gift cards, account identifiers to verify eligibility and prevent duplicate or fraudulent claims, and engagement data solely to determine whether reward criteria were met. The App does not collect payment information from users to issue rewards.

Disclosure to Third-Party Gift Card Vendors

When a reward is issued, third-party gift card vendors may receive the user’s email address or other necessary delivery information. These vendors process this information under their own privacy policies and terms. We do not authorize these vendors to use the information for advertising or marketing purposes, nor do we sell or share this information for cross-context behavioral advertising.

Data Retention for Reward Processing

Personal Information collected for reward delivery is retained only as long as necessary to verify eligibility, deliver the gift card, prevent fraudulent or duplicate claims, and comply with legal, regulatory, or operational requirements.

User Rights

Users may exercise their privacy rights—including access, correction, deletion, and opt-out rights—regarding Personal Information used for reward delivery. California residents may also opt out of financial-incentive programs without penalty.

 

10. California Privacy Rights Disclosures

 

  1. Shine the Light Law
    Under California Civil Code Section 1798 (“Shine the Light” law), California residents who have an established business relationship with us may request, once per year, information about whether we have shared their personal information with third parties for those third parties’ direct marketing purposes. To make such a request, please contact us using the details provided in the “Contact Us” section below.
  2. California Consumer Privacy Act (CCPA) Notice
    The following disclosures are provided pursuant to the California Consumer Privacy Act of 2018 (CCPA) and apply to residents of California. These disclosures supplement any other privacy notices provided by Wall Street Technologies, LLC. Any terms defined in the CCPA carry the same meaning in this notice.
  3. Categories of Personal Information Collected
    Over the past 12 months, we have collected various categories of personal information, along with the sources of collection, purposes for collection, and third parties with whom the information may be shared.

    A. Identifiers
    We may collect identifiers such as your name, alias, email address, IP address, and other online identifiers. These identifiers may be obtained from publicly available information or the devices you use to access our services. The information is used to provide our services, support customer inquiries, communicate with users, prevent fraud and ensure security, conduct research and development, and comply with legal obligations. We may share this information with parent entities, advertising networks, affiliates, data analytics providers, marketing platforms, technology service providers, gift card vendors, financial institutions, and authentication applications.

    B. Personal Information under California Civil Code Section 1798.80
    We may collect personal information including your name, email address, and educational data. This information may come from you, your parent or guardian, third-party providers, public records, or the devices you use to access our services. We use this information to deliver services, provide customer support, prevent fraud, conduct hiring and human resources activities, facilitate transactions, and comply with legal requirements. The same third parties listed above may receive this information.

    C. Protected Classification Characteristics
    We may collect information such as age, gender, race, marital status, citizenship, disability status, and veteran status. This information may be provided by you or your parent. It is used to deliver services, improve products, provide marketing and analytics services, and process account-related applications. This information may be shared with parent entities, financial institutions, and authentication applications.

    D. Commercial Information
    We may collect information about your purchase history, preferences, or other consumption patterns. This information may be collected from you or your parent and is used to provide services, offer marketing and analytics, develop products, and process transactions. It may be shared with parent entities and authorized users.

    E. Internet or Network Activity
    We may collect information regarding your browsing history, search history, and interactions with the App or Website. This information may be obtained from you or your devices and is used to provide service functionality, improve products, support marketing and analytics, and prevent security incidents or fraud. The information may be shared with advertising networks, affiliates, analytics providers, social networks, and technology service providers.

    F. Geolocation Data
    We may collect information about your physical location or movements through your devices. This information is used to deliver services, improve products, and provide marketing. It may be shared with parent entities, advertising networks, analytics providers, and social networks.

    G. Inferences
    We may infer preferences, user profiles, and other characteristics based on the information collected from you and your devices. This information is used to improve products and provide marketing and analytics services. It may be shared with advertising networks, analytics providers, social networks, and technology platforms.

  4. Disclosure and Sale of Personal Information
    In the past 12 months, we have disclosed personal information to third parties for business purposes as described above. We do not sell personal information and do not knowingly sell the personal information of individuals under the age of 16. Because we do not sell personal information, we do not offer an opt-out of sale.
  5. Your Rights Under CCPA
    California residents have the right to know what personal information we collect, use, and share. You may request access to the categories of personal information collected, specific pieces of personal information, sources of collection, business purposes for collection, and third parties with whom the information has been shared. You may also request deletion of your personal information, subject to applicable legal exceptions. Additionally, you have the right to not receive discriminatory treatment for exercising your privacy rights, and we do not discriminate against users who exercise these rights.
  6. How to Submit a Request
    You or your authorized agent may submit a request to exercise your privacy rights by emailing us at support@racingwallstreet.com or by calling us at the phone number provided. To verify your identity and residency, you must provide your full name, phone number, and mailing address. The information you provide will be used solely for the purpose of verification.
  7. Financial Incentive Notice (California Residents)
    Because third-party gift cards have monetary value, our rewards program may be considered a financial incentive under California law. Participation in the program is voluntary, and you may withdraw at any time without penalty. The value of the incentive reflects both the cost of the gift card and the value of increased engagement. Withdrawing from the program does not affect access to the App’s core features. You may request access to, correction of, or deletion of personal information used for reward delivery, subject to applicable legal exceptions.

11. Changes to This Policy

We may update this Privacy Policy periodically. Material changes will be communicated through the App or via email. Continued use of the App after changes take effect constitutes acceptance of the updated Policy.

12. Contact Information

For questions regarding this Privacy Policy or our data practices, please contact:
Wall Street Technologies, LLC
info@racingwallstreet.com
10300 Eaton Pl, Fairfax, VA